IMPORTANT INFORMATION ABOUT USE OF THIS WEBSITE
THE SITES’ PURPOSE IS ONLY TO PROVIDE GENERAL INFORMATION AND DOES NOT CONSTITUTE A RECOMMENDATION OR PURPORT TO GIVE INVESTMENT ADVICE. WE STRONGLY SUGGEST THAT INVESTORS CONSULT A FINANCIAL ADVISOR PRIOR TO MAKING ANY INVESTMENT DECISION AND THAT YOU CAREFULLY CONSIDER YOUR PARTICULAR INVESTMENT NEEDS, OBJECTIVES AND FINANCIAL CIRCUMSTANCES.
Purpose and Accuracy of Information on the Site
The information on the Sites (the “Content”) is directed only at persons or entities in the jurisdiction(s) where access to such Content and use of such Content is not contrary to any applicable law or regulation. In particular, UCITS Fund Information and Non-Passported Fund Information (each as defined below) are not directed at any person in the United States of America and no Site with any such Content is intended to be used by any person in the United States of America. Accordingly, you are responsible for informing yourself of and complying with any such restrictions.
Nothing on any Site is intended to, nor will, constitute an offer (or an invitation to make an offer) to buy, sell or otherwise transact in any investment fund and/or strategy referred to on any Site or any other security or financial instrument, or to provide any investment services or advice in any jurisdiction.
The Content is provided by us and certain third parties, and is for information purposes only. The Content has been obtained from, or is based on, sources believed by us to be reliable, but is not guaranteed as to its accuracy or completeness. The Content is provided without obligation on our part and on the understanding that any person or entity who acts upon it or changes his, her or its investment position in reliance on it does so entirely at his, her or its own risk. The Content is current only as at the date it is first posted and may no longer be true or complete when viewed by you. Additionally, the Content may be changed or amended without prior notice, but we do not undertake any obligation to update any Site or Content.
Access to Information on the Sites
The Sites contain some or all of the following:
We restrict access to UCITS Fund Information and Non-Passported Fund Information as follows
UCITS Fund Information: This is set out in a password-restricted area of a Site that may only be accessed if you have registered and been granted a log-in name and password by us. In order to be granted access to UCITS Fund Information, you must certify during the registration process that you are an institutional investor and that you are incorporated in, or resident or domiciled in, specific jurisdictions into which the relevant fund has been passported. No other person may access or attempt to gain access to the UCITS Fund Information on the password-restricted area of any site. The UCITS Fund Information is not addressed to or disseminated to retail investors.
If you register and are granted a log-in name and password by us, you:
It may be unlawful to access or download the information contained in a Site in certain jurisdictions and (to the greatest extent permitted by law) we disclaim all responsibility if you access or download any information from the Site in breach of any law or regulation of the jurisdiction in which you reside or are then-present.
The prospectus, KIID and the latest periodic reports for each fund are available free of charge.
The Content on the Sites is provided solely on the basis that you make your own investment decisions, and does not constitute a personal or professional recommendation or investment advice or create a business or professional services relationship. Unless separately and expressly agreed, we neither provide investment advice to, nor receive and transmit orders from, nor carry on any other [MiFID] investment services and activities for, you or any Site users.
Limitations to Use
You represent, warrant and covenant that you will not, and will not permit any third party to, use any Site or any Content: to conduct or engage in unlawful activities; to violate, any law or regulation; or to violate misappropriate or infringe upon our rights or the rights of any third party, including without limitation, contractual rights, intellectual property rights, and privacy rights. You shall not, and will not permit any third party to use or introduce into any Site or Content any device, code, software, or routine that could damage or interfere with the proper operation of any Site or Content, or damage or interfere with any software, hardware or systems, whether ours or those of any third party. You shall not directly or indirectly take any action to unduly stress any Site, including by way of example and not limitation, incurring session lengths or conducting search queries that we reasonably determine to be abusive, or use any scraper, robot, spider, or other automated mechanism to access any Site or access or download any Content.
INVESTMENT IN ANY OF THE FUNDS AND/OR STRATEGIES DESCRIBED ON THE SITES CARRIES SUBSTANTIAL RISK, INCLUDING THE POSSIBLE LOSS OF PRINCIPAL. THERE IS NO GUARANTEE THAT THE INVESTMENT OBJECTIVES OF THE FUNDS AND/OR STRATEGIES WILL BE ACHIEVED AND RETURNS MAY VARY SIGNIFICANTLY OVER TIME. INVESTMENT IN THE FUNDS AND/OR STRATEGIES DESCRIBED ON THE SITES IS NOT SUITABLE FOR ALL INVESTORS.
PAST PERFORMANCE DOES NOT GUARANTEE FUTURE RESULTS.
FUND OFFERING DOCUMENTS CONTAIN RISK WARNINGS THAT ARE SPECIFIC TO EACH FUND THAT MAY BE DESCRIBED ON THE SITES.
INVESTORS SHOULD ONLY INVEST IN A FUND ONCE THEY HAVE THOROUGHLY REVIEWED THE PROSPECTUS AND KEY INVESTOR INFORMATION OR OTHER OFFERING DOCUMENT (“KIID”) FOR THE FUND AND CAREFULLY CONSIDERED THE RELEVANT INVESTMENT OBJECTIVES, RISKS, CHARGES AND FEES. INVESTORS MAY WISH TO CONSULT AN INDEPENDENT FINANCIAL ADVISOR FOR PERSONAL AND SPECIFIC INVESTMENT ADVICE BEFORE INVESTING.
Exchange rates may cause the value of overseas investments and the income arising from them to rise or fall. The levels and bases of and reliefs from taxation may change. Tax reliefs referred to, if any, are those currently available and their value depends on the circumstances of the individual investor. Investors should consult their own tax adviser in order to understand any applicable tax consequences.
We and our partners, officers and/or employees may have holdings in the investment funds that may be referred to on the Sites and may otherwise be interested in transactions that you effect in those funds.
The Sites may be linked to third party websites or contain Content provided by third parties. We do not make any representation as to the accuracy or completeness of such websites or information, have not and will not review or update such websites or information, and expressly caution you that any use made of such websites or information is at your own risk. We do not accept any liability arising out of the information contained on any linked website or Content on the Sites provided by a third party and the use of such websites, information and Content is at your own risk.
Indemnity and Release
EXCEPT AS EXPRESSLY PROVIDED HEREUNDER, THE SITES, INCLUDING WITHOUT LIMITATION ALL CONTENT AND INFORMATION PROVIDED IN CONNECTION WITH ANY SITE, ARE PROVIDED “AS IS,” “AND AS AVAILABLE”. WITH ALL FAULTS, AND WITHOUT REPRESENTATION OR WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED. TO THE GREATEST EXTENT PERMITTED BY LAW, WE EXPRESSLY DISCLAIM, ALL WARRANTIES EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION THOSE OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, TITLE, EXPECTED RESULTS, AVAILABILITY, ACCURACY, OR ARISING FROM A COURSE OF DEALING, USAGE, OR TRADE PRACTICE. NO REPRESENTATION, WARRANTY OR UNDERTAKING IS GIVEN AS TO THE ACCURACY OR COMPLETENESS OF THE CONTENT BY US AND NO LIABILITY IS ACCEPTED BY US FOR THE ACCURACY OR COMPLETENESS OF SUCH INFORMATION. IN NO EVENT WILL WE BE LIABLE TO YOU OR TO ANY THIRD PARTY FOR ANY CLAIM OR LOSS CLAIMED BY YOU OR ANY THIRD PARTY RELATING TO BUSINESS DECISIONS MADE BY YOU AS A RESULT OF YOUR USE OF ANY SITE OR CONTENT. THE INTERNET IS NOT A COMPLETELY RELIABLE TRANSMISSION MEDIUM, AND WE ARE NOT AND SHALL NOT BE LIABLE FOR ANY DATA TRANSMISSION ERRORS SUCH AS DATA LOSS, DAMAGE OR ALTERATION OF ANY KIND. WE DO NOT GUARANTEE CONTINUOUS, UNINTERRUPTED OR SECURE ACCESS TO ANY SITE OR ANY CONTENT CONTAINED THEREIN. UNDER NO CIRCUMSTANCES SHALL WE BE LIABLE TO YOU OR ANY OTHER PARTY FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR EXEMPLARY DAMAGES, LOSSES OR LIABILITIES OR ANY KIND, HOWEVER CHARACTERIZED (EVEN IF SUCH DAMAGES ARE FORESEEABLE OR WHERE WE HAVE BEEN ADVISED OR HAVE KNOWLEDGE OF THE POSSIBILITY OF SUCH DAMAGES) ARISING FROM YOUR USE OR MISUSE OF ANY SITE, ANY CONTENT, OR ANY INFORMATION CONTAINED ON ANY OTHER LINKED WEBSITE.
Country-Specific Supplemental Terms and Disclaimers
NO SUB-FUND DESCRIBED ON ANY SITE (“SUB-FUND”) IS REGISTERED FOR PUBLIC DISTRIBUTION IN GERMANY. NO PROSPECTUS CONTAINED ON ANY SITE CONSTITUTES A SALES PROSPECTUS PURSUANT TO THE GERMAN INVESTMENT ACT (INVESTMENTGESETZ) OR THE GERMAN SECURITIES PROSPECTUS ACT (WERTPAPIERPROSPEKTGESETZ). ACCORDINGLY, NO OFFER OF SHARES OF ANY SUB-FUND (“SHARES”) MAY BE MADE TO THE PUBLIC IN GERMANY. ANY PROSPECTUS CONTAINED ON ANY SITE AND ANY OTHER DOCUMENT RELATING TO THE SHARES, AS WELL AS INFORMATION OR STATEMENTS CONTAINED THEREIN, MAY NOT BE SUPPLIED TO THE PUBLIC IN GERMANY OR USED IN CONNECTION WITH ANY OFFER FOR SUBSCRIPTION OF SHARES TO THE PUBLIC IN GERMANY OR ANY OTHER MEANS OF PUBLIC MARKETING. AN OFFER OF SHARES OF ANY SUB-FUND EXCLUSIVELY TO CREDIT INSTITUTIONS AND FINANCIAL SERVICES PROVIDERS AS DEFINED IN THE GERMAN BANKING ACT, PRIVATE OR PUBLIC INSURANCE COMPANIES, INVESTMENT COMPANIES AND THEIR INVESTMENT MANAGERS AS WELL AS PENSION FUNDS AND THEIR ADMINISTRATORS IS NOT DEEMED TO BE A PUBLIC DISTRIBUTION.
NO PROSPECTUS CONTAINED ON ANY SITE IS ADDRESSED TO OR INTENDED FOR ANY INDIVIDUAL OR LEGAL ENTITY IN THE NETHERLANDS EXCEPT INDIVIDUALS OR LEGAL ENTITIES WHO QUALIFY AS QUALIFIED INVESTORS (AS DEFINED BY SECTION 1:1 OF THE ACT ON FINANCIAL SUPERVISION (WET OP HET FINANCIEEL TOEZICHT), AS AMENDED).
THE AQR UCITS FUNDS (THE “FUND”) IS NOT A RECOGNIZED COLLECTIVE INVESTMENT SCHEME FOR THE PURPOSES OF THE FINANCIAL SERVICES AND MARKETS ACT 2000 OF THE UNITED KINGDOM (THE “ACT”). THE PROMOTION OF THE FUND AND THE DISTRIBUTION OF ANY PROSPECTUS CONTAINED ON ANY SITE IN THE UNITED KINGDOM IS ACCORDINGLY RESTRICTED BY LAW.
WHILE ANY PROSPECTUS CONTAINED ON ANY SITE MAY BE ISSUED OUTSIDE THE UNITED KINGDOM DIRECTLY BY THE FUND, AND THE DIRECTORS OF THE FUND ARE RESPONSIBLE FOR ITS CONTENTS, WHEREVER ISSUED, IT IS BEING ISSUED INSIDE AND OUTSIDE THE UNITED KINGDOM BY AQR CAPITAL MANAGEMENT (EUROPE) LLP (WHICH IS AUTHORIZED BY THE FINANCIAL SERVICES AUTHORITY (“FSA”)) ONLY TO AND/OR IS DIRECTED ONLY AT PERSONS WHO ARE OF A KIND TO WHOM THE FUND MAY LAWFULLY BE PROMOTED BY A PERSON AUTHORIZED UNDER THE ACT (AN “AUTHORIZED PERSON”) BY VIRTUE OF SECTION 238(6) OF THE ACT AND THE FINANCIAL SERVICES AND MARKETS ACT 2000 (PROMOTION OF COLLECTIVE INVESTMENT SCHEMES) (EXEMPTIONS) ORDER 2001 (INCLUDING OTHER AUTHORIZED PERSONS, CERTAIN PERSONS HAVING PROFESSIONAL EXPERIENCE OF PARTICIPATING IN UNRECOGNIZED COLLECTIVE INVESTMENT SCHEMES, HIGH NET WORTH COMPANIES, HIGH NET WORTH UNINCORPORATED ASSOCIATIONS OR PARTNERSHIPS, THE TRUSTEES OF HIGH VALUE TRUSTS AND CERTIFIED SOPHISTICATED INVESTORS) OR SECTION 4.12 OF THE FSA’S CONDUCT OF BUSINESS SOURCEBOOK (“COBS”) (INCLUDING PERSONS WHO ARE PROFESSIONAL CLIENTS OR ELIGIBLE COUNTERPARTIES FOR THE PURPOSES OF COBS).
IN ORDER TO QUALIFY AS A CERTIFIED SOPHISTICATED INVESTOR A PERSON MUST I) HAVE A CERTIFICATE IN WRITING OR OTHER LEGIBLE FORM SIGNED BY AN AUTHORIZED PERSON TO THE EFFECT THAT HE IS SUFFICIENTLY KNOWLEDGEABLE TO UNDERSTAND THE RISKS ASSOCIATED WITH PARTICIPATING IN UNRECOGNIZED COLLECTIVE INVESTMENT SCHEMES AND II) HAVE SIGNED, WITHIN THE LAST 12 MONTHS, A STATEMENT IN A PRESCRIBED FORM DECLARING, AMONGST OTHER THINGS, THAT HE QUALIFIES AS A SOPHISTICATED INVESTOR IN RELATION TO SUCH INVESTMENTS.
ANY PROSPECTUS CONTAINED ON ANY SITE IS EXEMPT FROM THE SCHEME PROMOTION RESTRICTION (IN SECTION 238 OF THE ACT) ON THE COMMUNICATION OF INVITATIONS OR INDUCEMENTS TO PARTICIPATE IN UNRECOGNIZED COLLECTIVE INVESTMENT SCHEMES ON THE GROUNDS THAT IT IS BEING ISSUED TO AND/OR DIRECTED AT ONLY THE TYPES OF PERSON REFERRED TO ABOVE. TO THE EXTENT THAT ANY PROSPECTUS CONTAINED ON ANY SITE IS ISSUED BY FSA AUTHORIZED PERSON, THE SHARES ARE ONLY AVAILABLE TO SUCH PERONS AND ANY PROSPECTUS CONTAINED ON ANY SITE MUST NOT BE RELIED OR ACTED UPON BY ANY OTHER PERSONS.
ANY RECIPIENT OF PROSPECTUS CONTAINED ON ANY SITE WHO IS AN AUTHORIZED PERSON MAY (IF AND TO THE EXTENT IT IS PERMITTED TO DO SO BY THE FSA RULES APPLICABLE TO IT) DISTRIBUTE IT OR OTHERWISE PROMOTE THE FUND IN ACCORDANCE WITH SECTION 238 OF THE ACT BUT NOT OTHERWISE. ANY RECIPIENT OF ANY PROSPECTUS CONTAINED ON ANY SITE WHO IS NOT AN AUTHORIZED PERSON MAY NOT DISTRIBUTE IT TO ANY OTHER PERSON.
ANY PROSPECTUS CONTAINED ON ANY SITE CONSTITUTES A FINANCIAL PROMOTION FOR THE PURPOSES OF THE ACT AND THE RULES OF THE FSA.
ACQUIRING SHARES MAY EXPOSE AN INVESTOR TO A SIGNIFICANT RISK OF LOSING ALL OF THE AMOUNT INVESTED. ANY PERSON WHO IS IN ANY DOUBT ABOUT INVESTING IN A SUB-FUND SHOULD CONSULT AN AUTHORIZED PERSON SPECIALIZING IN ADVISING ON SUCH INVESTMENTS.
THE FUND WILL NOT BE AUTHORIZED TO CARRY ON INVESTMENT BUSINESS IN THE UNITED KINGDOM. ACCORDINGLY, ALL OR MOST OF THE PROTECTIONS AFFORDED BY THE UNITED KINGDOM REGULATORY SYSTEM TO RETAIL CLIENTS WILL NOT APPLY TO AN INVESTMENT IN A SUB-FUND. IN PARTICULAR, COMPENSATION WILL NOT BE AVAILABLE UNDER THE UNITED KINGDOM FINANCIAL SERVICES COMPENSATION SCHEME IN RESPECT OF THE FUND AND INVESTORS WILL NOT ENTITLED TO EXERCISE CANCELLATION OR WITHDRAWAL RIGHTS UNDER THE RULES OF THE FSA IN RESPECT OF ANY SUBSCRIPTION OR PURCHASE OF SHARES.
PAST PERFORMANCE MAY NOT BE REPEATED AND YOU MAY NOT GET BACK THE FULL AMOUNT (OR ANY) OF YOUR INVESTMENT. IF YOU ARE IN ANY DOUBT ABOUT THE SUITABILITY OF INVESTING IN A SUB-FUND, YOU SHOULD CONTACT AN INDEPENDENT FINANCIAL ADVISER. FSA AUTHORIZED PERSON AND/OR ANY OF ITS ASSOCIATED COMPANIES MAY HAVE A POSITION IN OR HOLDING OF SHARES.
THE LEVELS AND BASES OF TAXATION AND ANY RELEVANT RELIEFS FROM TAXATION REFERRED TO IN ANY PROSPECTUS CONTAINED ON ANY SITE CAN CHANGE, ANY RELIEFS REFERRED TO ARE THE ONES WHICH CURRENTLY APPLY AND THEIR VALUE DEPENDS UPON THE CIRCUMSTANCES OF EACH INDIVIDUAL INVESTOR.
NO PROSPECTUS CONTAINED ON ANY SITE HAS BEEN REGISTERED AS A PROSPECTUS WITH THE MONETARY AUTHORITY OF SINGAPORE. ACCORDINGLY, ANY PROSPECTUS CONTAINED ON ANY SITE AND ANY OTHER DOCUMENT OR MATERIAL IN CONNECTION WITH THE OFFER OR SALE, OR INVITATION FOR SUBSCRIPTION OR PURCHASE, OF SHARES MAY NOT BE CIRCULATED OR DISTRIBUTED, NOR MAY SHARES BE OFFERED OR SOLD, OR BE MADE THE SUBJECT OF AN INVITATION FOR SUBSCRIPTION OR PURCHASE, WHETHER DIRECTLY OR INDIRECTLY, TO PERSONS IN SINGAPORE OTHER THAN (I) TO AN INSTITUTIONAL INVESTOR PURSUANT TO SECTION 304 OF THE SECURITIES AND FUTURES ACT, CHAPTER 289 OF SINGAPORE (THE “SFA”) OR (II) OTHERWISE PURSUANT TO, AND IN ACCORDANCE WITH THE CONDITIONS OF, ANY OTHER APPLICABLE PROVISION OF THE SFA.
NO SHARES REFERENCED ON ANY SITE MAY BE OFFERED, SOLD OR DELIVERED AND NO PROSPECTUS CONTAINED ON ANY SITE, OR ANY CIRCULAR, ADVERTISEMENT OR OTHER DOCUMENT OR OFFERING MATERIAL RELATING TO ANY SUCH SHARES, MAY BE PUBLISHED, DISTRIBUTED OR MADE AVAILABLE IN THE REPUBLIC OF ITALY UNLESS: (I) THE SHARES HAVE BEEN PREVIOUSLY REGISTERED WITH THE BANK OF ITALY AND, AS APPROPRIATE, WITH THE ITALIAN SECURITIES AND EXCHANGE COMMISSION (CONSOB); AND (II) THE OFFERING, SALE OR DELIVERY OF THE SHARES AND PUBLICATION OR DISTRIBUTION OF THE PROSPECTUS OR OF ANY OTHER DOCUMENT OR OFFERING MATERIAL IS MADE IN ACCORDANCE WITH RELEVANT ITALIAN LAWS AND REGULATIONS.
Copyright, Trademarks and Other Rights
Enforceability and Governing Law
ALL INFORMATION COLLECTED FROM YOU IS COLLECTED AND STORED IN THE UNITED STATES, AND IS SUBJECT TO UNITED STATES LAW WITH RESPECT TO USE, PROCESSING AND TRANSFER.
Safeguarding your personal information
Collecting your personal information
"Personal information" is information or an opinion, whether true or not and whether recorded in a material form or not, about an identified individual, or an individual who is reasonably identifiable. Your provision of such information is entirely voluntary. However, please note that if you decline to provide such information when prompted, you may not be able to take advantage of certain features or certain areas of the Sites.
We will only collect personal information about you if you provide it to us knowingly or otherwise in accordance with this policy, including, but not limited to:
We may also obtain information about you from a third party including, but not limited to, from:
We collect your personal information to allow us to conduct our business functions and to market and sell our products and services, as well as the specific purposes for which we collect your personal information set out in the section entitled “Using your personal information" below.
When you visit our Sites, request information about us or our products, or otherwise contact us (via a Site or otherwise), we may collect personal information about you including (but not limited to) your full name, email address, telephone number, residential address, date of birth, tax file number or other similar information. We may also keep a record of visits to our sites using cookies (see the section entitled “Cookies” below) or “log files”.
Links to third party websites
Using your personal information
We collect personal information about you to:
We also collect personal information about individual financial advisers from industry bodies and financial planning dealer groups for the purposes of identifying advisers who may be interested in our products and services. We may also collect personal information about individuals who are not our customers themselves but are individual employees of a customer with whom we deal.
You consent to us using your personal information in the above ways. We may also collect and use your personal information for other purposes not listed above. If we do so, we will make it known to you at the time we collect such information.
We will not use personal information provided by you to us in a manner inconsistent with applicable United States laws or guidelines.
Disclosing your personal information
We may provide your personal information on a confidential basis to third parties in the course of delivering our products and services to you and to achieve the purposes specified in "Using your personal information", above. These parties may include our related entities, a responsible entity or administrator of a Fund, regulatory or government authorities, your authorized representatives on your account, and representatives, agents or contractors (“Service Providers”) who are engaged by us in the ordinary operation of our business to assist us in providing our products or services or administering our business (such as responsible entities, fund administrators and IT Service Providers). We may also disclose your personal information to our Site hosts or IT Service Providers in certain limited circumstances, for example when s Site experiences a technical problem or to ensure that it operates in an effective and secure manner.
Generally, we'll only disclose your personal information to these parties:
We will not sell, rent or lease your personal information to any other party.
You consent to our using your personal information for marketing purposes, including sending you information about our and our business partners’ products, services, events and research, as well as responding to requests for information, whether by means of direct mail, telemarketing or email. In connection with that use, we may use software and systems that allow us to view and analyze whether email addresses are active, individual responses to correspondence, viewing of messages, and other data points and analytic information. You should also be aware that the level of protection in relation to the storage, processing and use of personal information may not be the same in countries outside your own.
We may keep a record of visits to the Sites using “cookies,” which are small text files that are stored on your computer that retain your information and preferences relative to your activities on a website. They are meant to enhance your experience on the Sites, and are used primarily to recognize registered users who are logged on. For example, if you tell us to, we will send a cookie to your machine that remembers your login credentials to the Sites, so you don’t have to enter them every time you access the Sites. This information is collected automatically whenever you access a Site.
Should you wish to prevent your computer from accepting cookies from the Sites, you can change the settings on your web browser to either block cookies sent from the Site, or to disable cookies altogether. Please note that the Sites may not function properly, or may function differently, if you choose not to accept cookies.
Accessing and updating your personal information
You are entitled to access personal information that we hold about you. If you request access to your personal information, in ordinary circumstances we will give you full access. However, there may be some legal or administrative reasons to deny access. If we refuse your request to access your personal information, we will provide you with reasons for the refusal unless it is unreasonable to do so.
If you believe that personal information we hold about you is incorrect, incomplete or inaccurate, then you may request amendment of it. We will consider if the information requires amendment. If we do not agree that there are grounds for amendment, then we will add a note to the personal information stating that you disagree with it.
We will investigate your queries and complaints within a reasonable period of time and will notify you of the outcome of our investigation.
Last updated: June 20, 2014
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